Skip to content
Up to €18,522 per year may qualify as deductible expenses just by supporting your family abroad!
According to §33a EStG and the official BMF Ländergruppeneinteilung (Dec 2023)
Save on allowances and taxes through smart investments, insurance, and structured tax planning in Germany; powered by the SAFE Formula
Our form reveals many more legal tax advantages, from pension schemes and family support to smart investments that increase your net income.
See what it’s like to go from uncertainty to understanding, in this short video with one of our real clients and advisors.
4.95 out of 5 Rating)
Make the system work for you not against you!
Our SAFE‒Formula helps you claim every cent you're entitled to step by step, with confidence.
What our clients say
Real feedback from real people - navigating German systems with confidence
As an engineer new to Germany, I found many legal and financial topics confusing - especially health insurance and family tax benefits. The team explained everything in structured steps. Their SAFE-Formula was incredibly helpful in showing exactly what documents I needed to support my parents abroad. It gave me peace of mind knowing I was doing things legally and efficiently. Super helpful and honest service!
Ravi C.
Embedded Systems Engineer
I always thought only Germans could get certain tax advantages, but I was wrong. These guys showed me how to optimize my health insurance, claim family support legally, and even how to set things up better for the future. They’re independent advisors - not selling insurance for one company, but finding what fits me. That made all the difference.
Prateek T.
IT Consultant at a global tech company
Many expats feel lost in the system, but these guys know how it works. They don’t do tax filing, but they explain what’s possible under German law and what you should discuss with your Steuerberater. That bridge was what I needed. Plus, I got to understand how to properly set up private insurance without mistakes. That alone saved me a lot.
Hasan I.
Project Engineer
Finding someone who speaks your language – both culturally and financially – is rare in Germany. Tahir and the team didn’t push products but truly listened. They explained how I can support my mother back home and even claim deductions for it. Everything was clear, professional, and I felt respected throughout. Highly recommend this team if you’re an expat who wants to do things properly.
Fatima N.
Copywriter
Why we’re the right partner for your financial path in Germany?
We are proud to say that we now serve a four-digit number of clients. Our many years of experience and deep knowledge of German law allow our specialists to secure the best possible outcome for you - no matter where you’re from or what your starting point is.
With our proven SAFE Formula, we help you access the benefits you’re legally entitled to - clearly, step by step. Whether you're sending money home or optimizing your financial setup in Germany, we make sure no opportunity is left behind.
4.95 von 5 (Ø Rating)
What’s behind the SAFE Formula?
We developed the SAFE Formula to turn confusing paperwork into clear opportunities. Each letter stands for one key principle in our proven system:
S – Status Check
A – Arrange Payments
F – File Proof
E – Ensure Consistency
About Us Why We Do What We Do
In a world where knowledge is the key to independence, it’s troubling that essential life skills like finance, taxes, and long-term planning are still missing from most people’s education. Yet the consequences are real: rising living costs, complex rules, and a system that often feels like it rewards those who already know how it works. For international professionals in Germany, the challenge is even bigger. Language barriers, unfamiliar bureaucracy, and a tax system that can feel cold and unforgiving create a gap where many people are left to figure everything out alone. That’s exactly why we built this team. What makes us different is not only our expertise - it’s our perspective. Several of our advisors came to Germany from abroad themselves. They stood exactly where you may be today: unsure where to start, overwhelmed by paperwork, and frustrated by how unfair and complicated the system can feel when nobody explains it properly. They had to build their knowledge step by step - through real experience, persistence, and countless hours of learning. Today, they share that knowledge with genuine purpose: to give you clear structure, highlight what truly matters, and help you avoid blind spots they once had to navigate alone. In short: we don’t just point in a direction - we take your hand and guide you through the parts that feel most confusing. As a team, we combine over 150 years of experience across tax-relevant structures, financial planning, benefits, and long-term strategy. Our mission is simple: make clarity accessible - and help you move forward with confidence in a system that too often leaves people behind.
Meet Our Advisors
Experienced Consultants with Firsthand Knowledge
Our team combines professional expertise with real-life experience - including advisors who have navigated Germany’s system themselves and built their knowledge step by step.
Tizian Dick
Head of International Communication

Academic Background
B.Sc. in Economics (LMU) M.Sc. in Economics with Honors (UR) PhD in Pension Economics (UR) – pending
Professional Qualifications
Insurance Specialist (§34d GewO, IHK) Business Consultant for Private Households (IHK) Private Health Insurance Specialist (TELIS)
Professional Experience
Assistant in Portfolio Management @ Wealthcap Research Assistant, Financial Committee @ German Parliament
Roles & Responsibilities
Co-Founder @ Financial Guide Germany Head of International Communication - Oversees international Communication and content strategy, ensuring that complex financial and regulatory topics are conveyed with clarity, structure, and cultural sensitivity for international audiences.
Gurjender Singh Hanson
Lead Advisor Training & Mentorship

Professional Background
Practical experience gained within a law firm environment (Thomas Enke, Groß-Gerau), building core advisory and compliance-related skills. Advisory activity within an established financial services network (TELIS Finanz AG).
Professional Qualifications
Insurance Specialist (§34d GewO, IHK) Business Consultant for Private Households (IHK)
Recognition
Ranked #1 Business Consultant (2023) – award for outstanding advisory quality and professional performance
Roles & Responsibilities
Training Lead for advisors @ Finance Guide Germany Leadership responsibility in advisor development and mentoring
Tahir Malik Ahmad
Principal Advisor – Financial & Insurance

Professional Background
Vocational training in hotel management, providing a strong foundation in structured processes, responsibility, and client-oriented work Professional development through hands-on experience and continuous qualification within the financial advisory field
Professional Qualifications
Business Consultant for Private Households (IHK) Insurance Specialist (§34d GewO, IHK)
Professional Experience
Advisory experience supporting private households and international clients Practical involvement in insurance-related and financial advisory processes within the German market
Roles & Responsibilities
Advisory support for international clients and expats navigating financial and insurance matters in Germany @ Financial Guide Germany Structured guidance tailored to individual situations, with a focus on clarity and practical solutions
Jan Brieskorn
Managing Director

Professional Background
Academic background in computer science and legal studies, forming a strong foundation for analytical thinking, system design, and regulatory understanding Early professional focus on the interaction between technology, legal frameworks, and structured decision-making
Professional Qualifications
Certified Business Consultant for Private Households (IHK) Insurance Specialist (§34d GewO, IHK)
Professional Experience
Experience in designing and optimizing operational processes within advisory-driven organizations Background in translating complex regulatory and structural requirements into practical, scalable systems for everyday operations
Roles & Responsibilities
Managing Director @ Financial Guide Germany Responsible for internal structures, processes, compliance coordination, and the strategic framework of Finance Guide Germany
Tizian Dick
Head of International Communication

Academic Background
B.Sc. in Economics (LMU) M.Sc. in Economics with Honors (UR) PhD in Pension Economics (UR) – pending
Professional Qualifications
Insurance Specialist (§34d GewO, IHK) Business Consultant for Private Households (IHK) Private Health Insurance Specialist (TELIS)
Professional Experience
Assistant in Portfolio Management @ Wealthcap Research Assistant, Financial Committee @ German Parliament
Roles & Responsibilities
Co-Founder @ Financial Guide Germany Head of International Communication - Oversees international Communication and content strategy, ensuring that complex financial and regulatory topics are conveyed with clarity, structure, and cultural sensitivity for international audiences.
Gurjender Singh Hanson
Lead Advisor Training & Mentorship

Professional Background
Practical experience gained within a law firm environment (Thomas Enke, Groß-Gerau), building core advisory and compliance-related skills. Advisory activity within an established financial services network (TELIS Finanz AG).
Professional Qualifications
Insurance Specialist (§34d GewO, IHK) Business Consultant for Private Households (IHK)
Recognition
Ranked #1 Business Consultant (2023) – award for outstanding advisory quality and professional performance
Roles & Responsibilities
Training Lead for advisors @ Finance Guide Germany Leadership responsibility in advisor development and mentoring
Tahir Malik Ahmad
Principal Advisor – Financial & Insurance

Professional Background
Vocational training in hotel management, providing a strong foundation in structured processes, responsibility, and client-oriented work Professional development through hands-on experience and continuous qualification within the financial advisory field
Professional Qualifications
Business Consultant for Private Households (IHK) Insurance Specialist (§34d GewO, IHK)
Professional Experience
Advisory experience supporting private households and international clients Practical involvement in insurance-related and financial advisory processes within the German market
Roles & Responsibilities
Advisory support for international clients and expats navigating financial and insurance matters in Germany @ Financial Guide Germany Structured guidance tailored to individual situations, with a focus on clarity and practical solutions
Jan Brieskorn
Managing Director

Professional Background
Academic background in computer science and legal studies, forming a strong foundation for analytical thinking, system design, and regulatory understanding Early professional focus on the interaction between technology, legal frameworks, and structured decision-making
Professional Qualifications
Certified Business Consultant for Private Households (IHK) Insurance Specialist (§34d GewO, IHK)
Professional Experience
Experience in designing and optimizing operational processes within advisory-driven organizations Background in translating complex regulatory and structural requirements into practical, scalable systems for everyday operations
Roles & Responsibilities
Managing Director @ Financial Guide Germany Responsible for internal structures, processes, compliance coordination, and the strategic framework of Finance Guide Germany
How we work
A clear, step‒by‒step approach to guide you through the process
1
Analysis & Orientation
We begin by gaining a clear overview of your current situation. This includes reviewing relevant information, understanding your personal circumstances, and putting ourselves in your position to see the full picture. Based on this initial understanding, we identify first areas where improvements may be possible. Throughout this process, your goals and priorities remain central, and we follow consumer-protection principles to ensure a solid and responsible foundation.
2
Benefits, Allowances & Bureaucratic Relief
Our primary focus is to optimize your situation in a way that protects your budget. This means identifying available government benefits, allowances, and structural advantages that may apply to you - without creating unnecessary additional costs. Many of these opportunities remain unused simply because they are complex or poorly explained. Our role is to help you understand what exists, what may be relevant, and how these elements can support your overall financial structure.
3
Optimization & Active Support
Together, we review existing structures, identify inefficiencies, and uncover hidden cost drivers within your documents and arrangements. Our goal is not reduction at any price, but meaningful optimization - without sacrificing necessary coverage or stability. As a clear benchmark, our approach aims to achieve a minimum improvement of 10% of your net income through structural optimization. This serves as a guiding standard for our work, focusing on sustainable improvements rather than short-term adjustments. Where additional potential exists, we highlight it transparently and in context.
4
Ongoing Guidance & Long-Term Support
Financial situations evolve over time - through career changes, family developments, regulatory updates, or personal goals. We remain by your side as a long-term point of contact, supporting you proactively as circumstances change. Our commitment is continuous guidance, not one-time interaction. We monitor relevant developments, provide orientation when adjustments are needed, and ensure that you always have someone to turn to when questions arise.

Made for You – if You Earn in Germany or Abroad
Let’s talk about your options - contact our advisors today.
It’s time to take the next step. In just 10 to 15 minutes, we’ll take a closer look at your personal situation, highlight key factors you might not have considered, and show you where others have already achieved significant results - simply by getting the right guidance. This is not a sales call. It’s a short discovery conversation to help you gain clarity, uncover hidden potential, and find out what’s truly possible in your case.
GET your free PDF as a [bonus] - Tax-Checklist 2026 📄
Just reach out to us!
Speak with an advisor
+49 177 6248606
Contact Support
info@finance-guide-germany.de
FAQ
Here you will find the most frequently asked questions along with their corresponding answers.
Why should you work with us?
How do we earn money?
How and where does the consultation take place?
Will I still have a personal contact after the consultation?
Are you affiliated with any institutions, insurers, or providers?
When is the right time to seek advice?
What do we expect from you as a client?
Who do you typically work with?
Do you provide tax or legal advice?
What topics can be discussed during a consultation?
What makes your approach different from traditional advisors?
Finance-Guide-Germany
Gemeinsam gestalten wir deine finanzielle Zukunft.
-
Together, we will shape your financial future.
Contact
Links

© 2023 • Finance-Guide-Germany • Alle Rechte vorbehalten • All rights reserved