The following notes provide a simple overview of what happens to your personal data when you visit this website. Personal data refers to all data by which you can be personally identified. Detailed information on the subject of data protection can be found in our data privacy statement listed below this text.

Data Collection on This Website

Who is responsible for data collection on this website?

The data processing on this website is carried out by the website operator. You can find the contact details of the responsible person in the section “Information on the Responsible Entity” of this privacy policy.

How do we collect your data?

Your data is collected on the one hand when you provide it to us. This may, for example, include data you enter in a contact form.

Other data is collected automatically or after your consent when you visit the website. This primarily includes technical data (e.g., internet browser, operating system, or the time of page access). The collection of this data takes place automatically as soon as you enter this website.

What do we use your data for?

Part of the data is collected to ensure the error-free provision of the website. Other data may be used to analyze your user behavior.

What rights do you have regarding your data?

You have the right to obtain, at any time and free of charge, information about the origin, recipient, and purpose of your stored personal data. You also have the right to request the correction or deletion of this data. If you have given consent to data processing, you may revoke this consent at any time with future effect. Furthermore, you have the right, under certain circumstances, to request the restriction of the processing of your personal data. You also have the right to lodge a complaint with the competent supervisory authority.

You can contact us at any time regarding this and other questions about data protection.

Analytics Tools and Third-Party Tools

When visiting this website, your browsing behavior may be statistically analyzed. This is mainly done using so-called analytics programs.

Detailed information about these analytics programs can be found in the following privacy policy.

We host the contents of our website with the following provider:

Externes Hosting

This website is hosted externally. The personal data collected on this website is stored on the servers of the hosting provider(s). This may include, in particular, IP addresses, contact requests, metadata and communication data, contract data, contact details, names, website access logs, and other data generated through a website.

External hosting is carried out for the purpose of fulfilling our contractual obligations toward potential and existing customers (Art. 6 para. 1 lit. b GDPR) and in the interest of a secure, fast, and efficient provision of our online services by a professional provider (Art. 6 para. 1 lit. f GDPR). If corresponding consent has been obtained, processing takes place exclusively on the basis of Art. 6 para. 1 lit. a GDPR and § 25 para. 1 TTDSG, insofar as the consent includes the storage of cookies or access to information on the user’s end device (e.g., device fingerprinting) within the meaning of the TTDSG. Consent can be revoked at any time.

Our hosting provider(s) will process your data only to the extent necessary to fulfill their service obligations and will follow our instructions regarding this data.

We use the following hosting provider:

Netcup, Daimlerstraße 25, 76185 Karlsruhe, Germany

Data Processing Agreement

We have entered into a Data Processing Agreement (DPA) with the above-named provider. This is a contract required by data protection law, which ensures that the provider processes the personal data of our website visitors only in accordance with our instructions and in compliance with the GDPR.

The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations as well as this privacy policy.

When you use this website, various personal data are collected. Personal data are data by which you can be personally identified. This privacy policy explains what data we collect and for what purpose we use them. It also explains how and for what purpose this happens.

We would like to point out that data transmission over the internet (e.g., communication by e-mail) may have security gaps. A complete protection of the data from access by third parties is not possible.

Information on the Responsible Entity

The entity responsible for data processing on this website is: Jan Brieskorn

Phone: +49 177 6248606

E-Mail: info@finance-guide-germany.de

The responsible entity is the natural or legal person who alone or jointly with others decides on the purposes and means of processing personal data (e.g., names, e-mail addresses, etc.).

Storage Period

Unless a more specific storage period is specified within this privacy policy, your personal data will remain with us until the purpose for data processing ceases to apply. If you assert a legitimate request for deletion or revoke your consent to data processing, your data will be deleted, provided that we have no other legally permissible reasons for storing your personal data (e.g., retention periods under tax or commercial law); in the latter case, deletion will take place after these reasons cease to apply.

General Notes on the Legal Basis for Data Processing on This Website

If you have consented to data processing, we process your personal data on the basis of Art. 6 para. 1 lit. a GDPR and, where special categories of data pursuant to Art. 9 para. 1 GDPR are processed, on the basis of Art. 9 para. 2 lit. a GDPR. In the event of explicit consent to the transfer of personal data to third countries, processing also takes place on the basis of Art. 49 para. 1 lit. a GDPR. If you have consented to the storage of cookies or access to information on your end device (e.g., via device fingerprinting), data processing additionally takes place on the basis of § 25 para. 1 TTDSG. Consent may be revoked at any time.

If your data are required for the performance of a contract or for the implementation of pre-contractual measures, we process your data on the basis of Art. 6 para. 1 lit. b GDPR. Furthermore, we process your data if necessary to comply with a legal obligation on the basis of Art. 6 para. 1 lit. c GDPR.

Data processing may also be based on our legitimate interest pursuant to Art. 6 para. 1 lit. f GDPR. The specific legal bases applicable in individual cases are indicated in the following paragraphs of this privacy policy.

Notice on Data Transfers to the USA and Other Third Countries

We use, among other things, tools from companies based in the USA or other third countries that are not considered safe under data protection law. When these tools are active, your personal data may be transferred to and processed in these third countries.

We would like to point out that these countries may not guarantee a data-protection level comparable to that of the EU. For example, US companies are obliged to hand over personal data to security authorities without you, as the data subject, being able to take legal action against this. It can therefore not be ruled out that US authorities (e.g., intelligence services) process, evaluate, and permanently store your data located on US servers for surveillance purposes. We have no influence over these processing activities.

Revocation of Your Consent to Data Processing

Many data-processing operations are only possible with your express consent. You may revoke consent already given at any time. The legality of the data processing carried out up to the revocation remains unaffected by the revocation.

Right to Object to Data Collection in Special Cases and to Direct Marketing (Art. 21 GDPR)

IF DATA PROCESSING IS BASED ON ART. 6 PARA. 1 LIT. E OR F GDPR, YOU HAVE THE RIGHT, AT ANY TIME AND FOR REASONS ARISING FROM YOUR PARTICULAR SITUATION, TO OBJECT TO THE PROCESSING OF YOUR PERSONAL DATA; THIS ALSO APPLIES TO PROFILING BASED ON THESE PROVISIONS. THE RESPECTIVE LEGAL BASIS ON WHICH PROCESSING IS BASED CAN BE FOUND IN THIS PRIVACY POLICY. IF YOU OBJECT, WE WILL NO LONGER PROCESS YOUR AFFECTED PERSONAL DATA UNLESS WE CAN DEMONSTRATE COMPELLING LEGITIMATE GROUNDS FOR THE PROCESSING WHICH OVERRIDE YOUR INTERESTS, RIGHTS, AND FREEDOMS OR THE PROCESSING SERVES TO ASSERT, EXERCISE, OR DEFEND LEGAL CLAIMS (OBJECTION PURSUANT TO ART. 21 PARA. 1 GDPR).

IF YOUR PERSONAL DATA ARE PROCESSED FOR DIRECT MARKETING PURPOSES, YOU HAVE THE RIGHT TO OBJECT AT ANY TIME TO THE PROCESSING OF YOUR PERSONAL DATA FOR SUCH ADVERTISING PURPOSES; THIS ALSO APPLIES TO PROFILING INSOFAR AS IT IS ASSOCIATED WITH SUCH DIRECT MARKETING. IF YOU OBJECT, YOUR PERSONAL DATA WILL NO LONGER BE USED FOR DIRECT MARKETING PURPOSES (OBJECTION PURSUANT TO ART. 21 PARA. 2 GDPR).

Right to Lodge a Complaint with the Competent Supervisory Authority

In the event of violations of the GDPR, data subjects have the right to lodge a complaint with a supervisory authority, in particular in the Member State of their habitual residence, their place of work, or the place of the alleged infringement. The right to lodge a complaint exists without prejudice to other administrative or judicial remedies.

Right to Data Portability

You have the right to receive data that we process automatically based on your consent or in fulfillment of a contract, in a common, machine-readable format, or to have it transmitted to a third party. If you request the direct transfer of the data to another controller, this will only be done to the extent that it is technically feasible.

Right to Access, Rectification, and Erasure

Within the framework of the applicable legal provisions, you have the right at any time to free access to your stored personal data, its origin and recipient, and the purpose of the data processing, as well as, if applicable, a right to rectification or deletion of this data. For this purpose, as well as for further questions concerning personal data, you can contact us at any time.

Right to Restriction of Processing

You have the right to request the restriction of the processing of your personal data. You can contact us at any time for this purpose. The right to restriction of processing exists in the following cases:

If you contest the accuracy of your personal data stored with us, we usually need time to verify this. During the verification period, you have the right to request the restriction of processing of your personal data.

If the processing of your personal data was/is unlawful, you may request restriction of data processing instead of deletion.

If we no longer need your personal data, but you require it for the exercise, defense, or establishment of legal claims, you have the right to request the restriction of processing instead of deletion.

If you have lodged an objection pursuant to Art. 21 para. 1 GDPR, a balance must be struck between your interests and ours. As long as it has not yet been determined whose interests prevail, you have the right to request the restriction of processing of your personal data.

If you have restricted the processing of your personal data, these data — apart from their storage — may only be processed with your consent or for the establishment, exercise, or defense of legal claims or for the protection of the rights of another natural or legal person or for reasons of important public interest of the European Union or a Member State.

SSL or TLS Encryption

For security reasons and to protect the transmission of confidential content, such as orders or inquiries that you send to us as the site operator, this site uses SSL or TLS encryption. You can recognize an encrypted connection by the fact that the address line of your browser changes from “http://” to “https://” and by the lock symbol in your browser line.

When SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.

This website integrates elements of the social network Facebook. The provider of this service is Meta Platforms Ireland Limited, 4 Grand Canal Square, Dublin 2, Ireland. According to Facebook, the data collected may also be transferred to the USA and other third countries.

An overview of Facebook social-media elements can be found here: https://developers.facebook.com/docs/plugins/?locale=en_US

When the social-media element is active, a direct connection is established between your end device and the Facebook server. This enables Facebook to receive the information that you have visited this website with your IP address. If you click the Facebook “Like” button while logged into your Facebook account, you can link the content of this website to your Facebook profile. Facebook can then associate your visit to this website with your user account.

We would like to point out that, as the provider of these pages, we have no knowledge of the content of the transmitted data or of its use by Facebook. Further information can be found in Facebook’s privacy policy at:

https://de-de.facebook.com/privacy/explanation.

Where consent (consent) has been obtained, the use of the above-mentioned service is based on Art. 6 para. 1 lit. a GDPR and § 25 TTDSG. Consent may be revoked at any time. If no consent has been obtained, the use of the service is based on our legitimate interest in achieving the broadest possible visibility in social media.

Where personal data are collected on our website with the aid of the tool described here and transmitted to Facebook, we and Meta Platforms Ireland Limited, 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland, are jointly responsible for this data processing (Art. 26 GDPR). Joint responsibility is limited exclusively to the collection of data and its transmission to Facebook. Any processing carried out by Facebook after the transfer is not part of the joint responsibility. Our joint obligations have been set out in an agreement on joint processing. The wording of this agreement can be found at:

https://www.facebook.com/legal/controller_addendum

According to this agreement, we are responsible for providing data-protection information when using the Facebook tool and for securely implementing the tool on our website in compliance with data protection law. Facebook is responsible for the data security of Facebook products. Data-subject rights (e.g. access requests) regarding the data processed by Facebook can be asserted directly with Facebook. If you assert your rights with us, we are obliged to forward them to Facebook.

Data transfer to the USA is based on the EU Commission’s Standard Contractual Clauses (SCCs). Details can be found here:

https://www.facebook.com/legal/EU_data_transfer_addendum, https://de-de.facebook.com/help/566994660333381 und

https://www.facebook.com/policy.php.

Instagram

Functions of the Instagram service are integrated on this website. The provider is Meta Platforms Ireland Limited, 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland.

When the social-media element is active, a direct connection is established between your device and the Instagram server. Instagram thereby receives information about your visit to this website.

If you are logged into your Instagram account, you can link the contents of this website to your Instagram profile by clicking the Instagram button. This allows Instagram to associate your visit to this website with your user account. We would like to point out that we, as the provider of these pages, have no knowledge of the content of the transmitted data or its use by Instagram.

Where consent (consent) has been obtained, the use of the above-mentioned service is based on Art. 6 para. 1 lit. a GDPR and § 25 TTDSG. Consent may be revoked at any time. If no consent has been obtained, the use of the service is based on our legitimate interest in achieving the broadest possible visibility in social media.

Where personal data are collected on our website with the aid of the tool described here and transmitted to Facebook or Instagram, we and Meta Platforms Ireland Limited, 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland, are jointly responsible for this data processing (Art. 26 GDPR). Joint responsibility is limited exclusively to the collection of data and its transmission to Facebook or Instagram. Any processing carried out by Facebook or Instagram after the transfer is not part of the joint responsibility. Our joint obligations have been set out in an agreement on joint processing. The wording of this agreement can be found at: https://www.facebook.com/legal/controller_addendum

According to this agreement, we are responsible for providing data-protection information when using the Facebook or Instagram tools and for securely implementing these tools on our website in compliance with data protection law. Facebook is responsible for the data security of Facebook and Instagram products.

Data-subject rights (e.g. access requests) regarding the data processed by Facebook or Instagram can be asserted directly with Facebook. If you assert your rights with us, we are obliged to forward them to Facebook. Data transfer to the USA is based on the EU Commission’s Standard Contractual Clauses (SCCs).

Details can be found here: https://www.facebook.com/legal/EU_data_transfer_addendum; https://help.instagram.com/519522125107875 & https://www.facebook.com/help/566994660333381

Further information can be found in Instagram’s privacy policy: https://instagram.com/about/legal/privacy/

We have integrated OneDrive into this website. The provider is Microsoft Ireland Operations Limited, One Microsoft Place, South County Business Park, Leopardstown, Dublin 18, Ireland (hereinafter “OneDrive”).

OneDrive allows us to integrate an upload area on our website in which you can upload content. When you upload content, it is stored on the OneDrive servers. When you access our website, a connection to OneDrive is also established so that OneDrive can determine that you have visited our website.

The use of OneDrive is based on Art. 6 para. 1 lit. f GDPR. The website operator has a legitimate interest in providing a reliable upload area on its website. If corresponding consent has been requested, processing takes place exclusively on the basis of Art. 6 para. 1 lit. a GDPR; consent can be revoked at any time.